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04 · HNW Individuals

Private banking for people who also hold bitcoin.

Qualifying individuals wanting the same standard of service a private bank gives — with the ability to move fluidly between fiat rails and crypto without the retail friction.

avg. onboarding
36h
Typical entities
3
Recommended tier
Standard
Typical flows
4

Private banking historically separated "your fiat" from "your crypto" into two relationships and two reconciliation problems. We don't. Qualifying individuals get partner-enabled IBAN access, direct desk pickup, self-custody withdrawal flexibility, and a personal compliance officer — under whichever GOAT entity matches their residence and tax situation.

02 / TYPICAL FLOWS

What hnw individuals
typically need.

01

Partner-enabled IBAN / vIBAN in EUR · GBP · USD

Account references where supported by partner route, jurisdiction and approval.

02

Direct desk access

Call the desk. Get a quote. Settle. No app-only flow, no chatbot triage.

03

Self-custody withdrawals

Withdraw to your own wallet whenever you want. We don't hold your assets.

04

Personal compliance officer

One name, one phone number, one inbox for compliance questions throughout the relationship.

03 / ENTITY ROUTING

Where hnw individuals
typically onboard.

Final entity selection is confirmed on the intro call — it depends on your specific domicile, structure and use case. Below are the entities most common for this profile.

GOAT SAGL

Switzerland

Swiss and European residents — particularly DACH/CEE and Swiss tax residents.

GOAT LLC

United States

US persons and dual citizens with US tax obligations.

GOAT Ltd

Canada

Canadian residents and CAD-denominated personal accounts.

See all regulated entities
04 / RECOMMENDED PRICING

Most hnw individuals land on
Standard.

HNW individuals start on Standard. Move to Institutional once monthly flow crosses $5M (typical for active traders).

See pricing tiers
05 / WHAT TO EXPECT

Onboarding, candidly.

  • 01 Individual KYC: passport, proof of address, source-of-funds (last 12 months).
  • 02 Source-of-wealth documentation for the broader picture (employment, business, inheritance, prior crypto).
  • 03 Tax residency confirmation — we onboard under the entity matching your tax domicile.
  • 04 IBAN/vIBAN availability is partner-enabled and subject to approval, jurisdiction and product route — confirmed during onboarding.
Accepting new institutional clients · Q2 2026

Move like the market
moves.

Talk to a desk, not a chatbot. We'll tell you in one call whether we can onboard you — and under which entity.

[email protected] · +41 91 208 50 00 · Lugano · CH-6900