Home / Products

01 · Products

A banking side
and an OTC desk.

Built on the same regulated rails. Move between them in a single interface — the most seamlessly interoperable platform for moving between fiat and crypto at institutional size.

Fiat currencies

5 +2

Settlement

T+0

Execution model

Principal

Median spread

10 bps

01 / SERVICES

Two desks. One license stack.

A fiat banking side and a crypto OTC side, built on the same regulated rails — the most seamlessly interoperable platform in a single interface.

Fiat Accounts & Payment Rails

Illustrative interface — subject to onboarding

SIA · Latvia 🇱🇻

EUR

LV97 HABA 0551 0410 0390 4

Available 1,284,902.44

Ltd · Canada 🇬🇧

GBP

GB29 GOAT 6016 1331 9265 84

Available 842,117.08

LLC · United States 🇺🇸

USD

US87 9220 0418 7653 0019

Available 2,104,630.91

Partner-enabled fiat accounts and payment rails.

Approved clients may access partner-enabled fiat accounts and payment rails. IBAN / vIBAN functionality, multi-currency coverage (EUR, GBP, USD) and SEPA Instant / SWIFT / FPS routing may be available depending on jurisdiction, partner approval and product route.

01 Me-to-me · EUR · GBP · USD
02 Third-party payment routes (where supported)
03 SEPA Instant · SWIFT · FPS
04 Partner-enabled IBAN / vIBAN for approved clients

Explore Fiat Accounts & Payment Rails

Crypto OTC

BTC/USD · Desk

96,842.18

Spread

4.0 bps

Bid 96,840.18

Mid 96,842.18

Ask 96,844.18

Size that won't slip.

Principal-to-principal execution across five fiat currencies, with CAD and JPY online this year. Tight spreads, T+0 settlement, no exchange spoofing your fill.

01 EUR · GBP · USD · MXN · COP
02 CAD · JPY — expanding 2026
03 T+0 settlement · principal desk
04 10 bps median spread · majors

Explore Crypto OTC

02 / BANKING

Multi-currency accounts.
Under real regulators.

Account references where supported

For approved clients, IBAN or vIBAN functionality may be available depending on the partner route, jurisdiction and product line.

SEPA Instant · 24/7
vIBAN functionality where applicable
FX corridors built in

Currency coverage

Live in USD, EUR, GBP, MXN and COP. CAD and JPY in 2026 with the Toronto and Tokyo entities. Settlement on the rail best-priced for your corridor.

USD · EUR · GBP · MXN · COP
CAD · JPY 2026
Correspondent at cost

Payment rails

SEPA and SEPA Instant for EUR. SWIFT and FedWire for USD. ACH domestic. Interac for Canadian corridors. Choose the rail, see the cost, move.

SEPA · SEPA Instant
SWIFT · FedWire · ACH
Interac · CAD rails

03 / OTC DESK

Principal execution.
Ticket sizes that matter.

Block trading

Principal-to-principal across BTC, ETH, USDC, USDT and select L1s. No splitting across venues, no exchange spoofing your fill. The spread you're quoted is the spread you pay.

BTC · ETH · USDC · USDT
Select L1s on request
No slippage, no splitting

Settlement

Custodian-to-custodian. We route, your custody provider holds. T+0 on fiat legs, T+0 on crypto legs. Post-trade reporting on every ticket.

Custodian-to-custodian
T+0 · both legs
Full post-trade reporting

Prime relationships

Prime-of-prime with the majors. If you already have a trading book with us, your ops desk reconciles against ours — no separate reconciliation workflow.

Prime-of-prime
Reconciliation feed
Dedicated coverage

03 / WHO WE SERVE

Five client types. One principal desk.

Each profile onboards under the entity that best fits their jurisdiction and flow. Scroll the tabs — the desk behind them is the same.

01 · Corporates

Treasury that moves at operational speed.

Companies holding crypto on their balance sheet, paying overseas suppliers, or rebalancing fiat across jurisdictions. Onboarding under the entity that matches your corporate seat.

Typical flows

01 FX & crypto-fiat conversions
02 Cross-border supplier payments
03 Payroll in alt-currencies
04 Treasury rebalancing

Learn more about Corporates

24h

avg. settlement

02 · Funds

Principal-desk liquidity for ticket sizes that matter.

Crypto funds, macro funds, and systematic strategies needing real size without slippage. We quote as principal against our own book across majors and select alts.

Typical flows

01 OTC block execution
02 Custodian-to-custodian settlement
03 Prime-of-prime relationships
04 Post-trade reporting

Learn more about Funds

10bps

median major spread

03 · Family Offices

One relationship. Multiple jurisdictions.

Multi-generational wealth that needs a single counterparty for fiat, crypto, and cross-border coordination — onboarded under the entity that best fits the family structure.

Typical flows

01 Multi-entity onboarding
02 Dedicated relationship manager
03 Discreet large-ticket execution
04 Estate-planning coordination

Learn more about Family Offices

1:1

relationship coverage

04 · HNW Individuals

Private banking for people who also hold bitcoin.

Qualifying individuals wanting the same standard of service a private bank gives — with the ability to move fluidly between fiat rails and crypto without the retail friction.

Typical flows

01 Partner-enabled IBAN / vIBAN in EUR · GBP · USD
02 Direct desk access
03 Self-custody withdrawals
04 Personal compliance officer

Learn more about HNW Individuals

36h

avg. onboarding

05 · Payment Providers

The regulated bridge under your product.

Fintechs, PSPs, and remittance operators using GOAT as the licensed counterparty for their crypto-fiat flows — so you build product while we carry the regulatory load.

Typical flows

01 API-first account access
02 Third-party payment accounts
03 LATAM corridor specialists
04 Volume-based pricing

Learn more about Payment Providers

API

direct integration

03 / FLOW

From wire to trade
in one regulated book.

Onboarding

We onboard under the jurisdiction that fits you — Swiss SAGL for European HNW, US LLC for LATAM corridors, Canadian Ltd for CAD flow, Latvian SIA for the EU passport (in progress - coming soon).

Avg. 36 hrs

Enhanced due diligence

Source-of-funds review

A banking side
and an OTC desk.

Two desks. One license stack.

Partner-enabled fiat accounts and payment rails.

Size that won't slip.

Multi-currency accounts.
Under real regulators.

Account references where supported

Currency coverage

Payment rails

Principal execution.
Ticket sizes that matter.

Block trading

Settlement

Prime relationships

Five client types. One principal desk.

Treasury that moves at operational speed.

Principal-desk liquidity for ticket sizes that matter.

One relationship. Multiple jurisdictions.

Private banking for people who also hold bitcoin.

The regulated bridge under your product.

From wire to trade
in one regulated book.

Onboarding

Funding

Trade

Settle

Move like the market
moves.

A banking side and an OTC desk.

Two desks. One license stack.

Partner-enabled fiat accounts and payment rails.

Size that won't slip.

Multi-currency accounts. Under real regulators.

Account references where supported

Currency coverage

Payment rails

Principal execution. Ticket sizes that matter.

Block trading

Settlement

Prime relationships

Five client types. One principal desk.

Treasury that moves at operational speed.

From wire to trade in one regulated book.

Onboarding

Funding

Trade

Settle

Move like the market moves.

A banking side
and an OTC desk.

Multi-currency accounts.
Under real regulators.

Principal execution.
Ticket sizes that matter.

From wire to trade
in one regulated book.

Move like the market
moves.